Countrywide Platinum Direct is a secure electronic commerce network service that provides a variety of loan underwriting, pricing, and processing services. The Platinum Direct XML interface follows the Mortgage Industry Standards Maintenance Organization (MISMO) standards for credit and automated underwriting transactions, where it is possible to do so. Platinum Direct supports the following services: CLOUT, Credit Reports, Registration (Loan & HELOC), Best Effort Lock, Price Query, and Flood.

FannieMae Desktop Originator (DO®) can help brokers and correspondents generate more loans, gain a competitive edge in the marketplace, boost profitability, and enhance customer service and satisfaction.

Desktop Underwriter (DU®) can help automate the loan origination process, take the guesswork out of underwriting, and shave costs and time off your entire workflow. In fact, with DU, lenders can process mortgage loan applications in 15 minutes or less. DU enables all your business channels, including retail, wholesale, correspondent, Internet/call center, and point of sale.

Loan Prospector® is a powerful risk assessment tool that gives you ready access to Freddie Mac's credit and pricing terms, making it easier for you to do business. This reliable and innovative automated underwriting technology brings efficiencies to your process as it matches the way you work. Loan Prospector helps you provide more borrowers with the lowest-cost financing available. With 10 years of ongoing success and continuous enhancements, you can count on Loan Prospector to give you easy access to the latest technology.

Founded in 1988, Document Systems, Inc. is the largest loan document production company in the U.S.. Since its introduction, DSI's flagship product, DocMagic, has revolutionized the mortgage document industry. DocMagic offers a complete range of robust, flexible solutions that provide millions of fully compliant disclosures and closing document packages each year to originators of all sizes.

Driven by the needs and suggestions of our customers since 1986, Docu Prep's technology has evolved under the supervision of industry experts and professional developers. Their documents are compliant for all fifty states and are readily available to any number of authorized individuals through the Internet. You can be a large or small company, a broker, an investor, or a correspondent; they offer a complete customizable suite of documents to fit your needs. Their pricing structure is simple, competitive, and cost effective. The savings you'll benefit from most will come from the reduced errors and time spent producing closing documents.

http://www.docuprep.com

Since 1991, DocuTech Corp. (DocuTech) has provided outstanding compliance services and documentation technology for the mortgage industry. DocuTech's software interfaces with leading loan origination systems (LOS) and enables mortgage professionals to generate documents locally. DocuTech manages and secures all information needed for a loan, guaranteeing accuracy, security and compliance.

http://docutechcorp.com

IDS combines over 100 years of Finance Industry experience with certified computer experts. IDS is a nationwide provider of loan documents for Mortgage Brokers, Investors, Banks, Title Companies, Closing Attorneys, Escrow Companies, Lenders, Credit Unions, and other financial institutions.

http://www.idsdoc.com/

CBCInnovis combines superior service, the latest technology, and over a half century of experience to help businesses succeed. From consumer credit information to resident screening, the road to accurate, reliable, and affordable information leads to CBCInnovis. CBCInnovis provides solutions such as credit reports, property information services, receivables management, employment and resident screening, and loan application processing software services. CBCInnovis is one of the nation's largest owners and operators of credit bureaus.

CDS Mortgage Reports Inc. is a mortgage information services company providing state-of-the art mortgage credit reporting technology to help our customers reduce costs and make money. CDS's core services include infile and full factual reporting, trade update verification, rapid re-score, Fannie Mae and Freddie Mac access, fraud alert and flood search. CDS has been serving the mortgage industry for the last decade with over 50 years experience in credit administration and verification.

http://www.cdsusa.neta

Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity and reliability. Businesses - large and small - rely on Equifax for consumer and business credit intelligence, portfolio management, fraud detection, decisioning technology, marketing tools, and much more. Equifax empowers individual consumers to manage their personal credit information, protect their identity, and maximize their financial well-being

First American CREDCO processes millions of credit reports annually across a diverse customer base. The company was the first to provide merged credit data to the mortgage lending industry, and is the preferred provider to Fannie Mae and Freddie Mac. Today, First American CREDCO provides one of every three reports used by mortgage professionals.

Informative Research, founded in 1946, is a leading provider of credit and mortgage-related information to the lending community. The company offers credit reporting services, credit rescoring programs and flood determination products, as well as connectivity to a growing list of primary and secondary market lending channels. Based in Garden Grove, Calif., Informative Research continually develops new technologies and cultivates industry relationships that enable customers to minimize risk, expedite the loan process and increase profitability.

http://www.informativeresearch.com/

LandAmerica Financial Group, Inc. is a leading provider of real estate transaction services with over 700 offices and a network of more than 8,500 active agents. LandAmerica serves agent, residential, commercial and lender customers throughout the United States, Mexico, Canada, the Caribbean, Latin America, Europe and Asia. For the second consecutive year, LandAmerica is recognized as number one in the mortgage services industry on Fortune's 2008 list of America’s Most Admired Companies.

LandSafe offers a premier group of real estate closing services designed to make origination and closing processes fast, efficient and successful. Their comprehensive appraisal and collateral valuation services, credit reports, flood determinations, title and escrow services are second to none.

Since 2002, MeridianLink has consistently been recognized as a Top 100 technology provider for the mortgage industry by Mortgage Technology magazine. Headquartered in Southern California, creating smart business solutions that add real value continues to keep MeridianLink focused and driven. Practical credit technology and superior service, through knowledge, efficiency and a passion for excellence, has built the solid foundation its founders and employees stand for.

SharperLending™ is an online bundled service platform that provides lending products and services for fast and accurate loan processing. With connections to all the leading products and services from a secure web site, loan information is electronically delivered in a professional and reliable manner. SharperLending's advanced technology and products bring the best in mortgage services to lenders and brokers by accelerating the entire loan process while delivering savings to consumers

TransUnion is a global leader in credit and information management. For more than 30 years, they have worked with businesses and consumers to gather, analyze and deliver the critical information needed to build strong economies throughout the world. The result? Businesses can better manage risk and customer relationships. And consumers can better understand and manage credit so they can achieve their financial goals. Their associates support more than 50,000 customers on five continents and more than 500 million consumers worldwide.

Advantage Systems Inc. (ASI) was founded in May of 1986 to better distribute an accounting product called CONTRACK, which was designed to address the specific needs of the Real Estate Development industry. The development of the AMB (Accounting for Mortgage Bankers) software incorporated the same concepts of integration that were implemented in CONTRACK. Rather than add independent modules to provide the required functionality, the ability to provide loan level detail was made an integral part of the core product. Doing so has made the system easier to use and has provided a level of functionality and reporting that is simply unmatched.

http://www.mortgageaccounting.com

Garrett, Watts & Co. is a leader in mortgage banking consulting. They provide mortgage lenders with the necessary advice and consultation to operate more efficiently and profitably. With over 35 years of experience in the mortgage banking industry they are recognized as a premiere advisor to the mortgage and banking industries; specializing in profitability reviews and recommendations, FHA lender approval process, Broker-to-Banker conversions, revenue enhancement and secondary marketing strategies, policies and procedures, and much more.

http://www.garrettwatts.com/

Mortgage Banking Solutions is the preeminent management consulting firm to the residential mortgage lending industry. No other firm in the U.S. offers the menu of services or the level of expertise to the industry. MBS' primary focus is to enable executives to take their businesses to the next level and guide them down a path toward success. With over 200 combined years of experience in all facets of mortgage lending, the MBS team of professionals has the expertise and know-how to help you accomplish your goals.

http://www.mortgagebankingsolutions.com

Founded during 1995, Pephens & Co. is a financial advisory firm specializing in Business Process Reengineering, Financial and Risk Management, and Corporate & Strategic Initiatives. Pephens & Co. is recognized as one of the top advisory service firms specializing in the Financial Services Industry. With over 100 projects under our belts, and as many clients, we are considered one of the premier niche firms across the country.

http://www.pephensco.com

Secondary Interactive ("SI") is a new kind of secondary marketing company that offers a comprehensive spectrum of technology, services and support to mortgage bankers. Their goal is to energize the secondary marketing operations of any sized mortgage banker to help them operate more effectively and profitably. Secondary Interactive offers the following services: Web-based loan pricing and lock desk management tool, pipeline risk management and reporting (hedging), detailed best execution analysis, and dynamic data management and pipeline analytic

First American Flood Services (a subsidiary of the First American Corporation): First American combines advanced analytics with its vast data resources to supply businesses and consumers with valuable information products to support the major economic events of people's lives, such as getting a job, renting an apartment, buying a car or house, securing a mortgage and opening or buying a business. The First American Family of Companies, many of which command leading market share positions in their respective industries, operate within five primary business segments, including: Title Insurance and Services, Specialty Insurance, Mortgage Information, Property Information and First Advantage.

http://www.floodcert.com/

National Flood Research has specialized in flood hazard disclosure since the early 1990's, developing the required expertise and technology to provide a comprehensive national hazard disclosure solution. Through the powerful combination of their manual mapping and quality control methodology, along with their proprietary software, and GIS applications, NFR completely insures the accuracy and quality of their products. The result is a complete, guaranteed flood hazard disclosure solution designed for the mortgage, insurance, and realtor industry.

Interthinx, an ISO business, is the nation's leading provider of risk mitigation and compliance tools. Used to prevent mortgage fraud and assess risk, Interthinx is relied upon by over 1,100 customers, including 15 of the top 20 mortgage lenders. Interthinx expertise in predictive analytics, data mining and risk scoring sets the standard for the industry and directly increases the value of client portfolios.

http://www.interthinx.com/

ComplianceEase, a division of LogicEase Solutions Inc., headquartered in the San Francisco Bay Area, is a premier provider of intelligent business solutions to the financial services industry. ComplianceEase's web-based platform, ComplianceAnalyzer, is the mortgage industry's leading automated compliance solution. The ComplianceEase expert system utilizes advanced reasoning and decisioning technologies as well as natural language processing to power beginning-to-end solutions in a fraction of the time and for a fraction of the cost of traditional approaches, while providing high levels of accuracy and integrity. ComplianceEase's significant and growing client base includes top tier mortgage lenders, banks, and Wall Street firms.

http://www.complianceease.com/

Headquartered in St. Louis, Missouri, CitiMortgage is a member of Citigroup and focused on providing the highest quality mortgage products as part of an expansive portfolio of financial services that includes banking, insurance, asset management, credit cards, and much more. They help first-time homebuyers, those interested in building a new home, and those refinancing or tapping into the equity built up in an existing home.

MGIC serves more than 5,000 lenders across the U.S., Puerto Rico, Guam, and Australia. As the nation's leading provider of private mortgage insurance, MGIC provides a critical component of our country's residential mortgage finance system, protecting mortgage investors from credit losses. Private MI also benefits consumers by helping them achieve homeownership sooner with low-down-payment loans.

Waquis, Inc. is an off-shoring company completely dedicated to the mortgage lending sector. Unlike other BPO companies, Waquis only focuses on mortgage lending (retail and wholesale), and specializes in origination, underwriting, closing, post-closing, indexing, compliance, and customer support. They are considered the market leader in off-shoring for the US mortgage industry. Their clients are some of the most well known mortgage lenders and banks in the industry. Waquis works with small, regional banks or lenders to Fortune 1000 companies.

Founded in 2000 and headquartered in Irvine, California, Loan-Score Decisioning Systems offers a true, enterprise-class AUS and product/pricing engine available on a software-as-a-service (SaaS) and also a self-hosted basis for all lending channels and product types. The company also extends various functionality to the point-of-sale using its Web portals. Loan-Score maintains a comprehensive, up-to-date library of investor guidelines and pricing to ensure eligibility is met and market conditions are adjusted to deliver precision-based underwriting that results in fundable loans. The company's solutions are engineered to deliver swift, cost-effective implementations that integrate with existing LOSs and avoid inflexible programming efforts and high maintenance costs.

http://www.loanscore.com/

NYLX is the mortgage industry's leading provider of product eligibility and best execution pricing solutions and loan product and pricing information. NYLX is also the leading supplier of real-time market data for the mortgage industry. NYLX products, utilized by many of the mortgage industry's top brokers, lenders and investors, ensure mortgage professionals have the most advanced tools and accurate information available to address their data, eligibility and pricing needs while maximizing profitability on every loan.

http://www.nylx.com/

Optimal Blue's advanced mortgage automation system delivers superior product and pricing capabilities coupled with comprehensive,accurate content, enabling users to source, manage, price and lock loans in real time. The secrets to Optimal Blue's effectiveness are next generation technology with robust functionality, a comprehensive search algorithm that allows users to source a loan with greater efficiency and accuracy, and a grid and matrix-based environment that permits Optimal Blue or their customers to easily configure the technology to their unique operation, products and brand.

http://www.optimalblue.com/