PCLender Mortgage Software Benefits
Multifaceted mortgage lending processes demand a degree of detail management that challenges even the most seasoned mortgage experts. Technology-driven efficiency is the key to succeeding in the increasingly complex, deeply scrutinized mortgage industry.
PCLender's enterprise mortgage lending system gives our clients a viable alternative to procuring and implementing technology systems internally. We go beyond "software in a box" by assisting with hardware, software, configuration and data management. With PCLender managing your technology, you can focus on customer service and core business activities.
PCLender delivers benefits unparalleled in the industry, including:
Sensible cost: The PCLender product suite is available with very competitive pricing, lowering your costs and ensuring successful implementation for immediate return on investment. Our solutions allow you to precisely control the total cost of technology ownership through a fee structure based on closed loans. With PCLender as your partner, you pay far less for much greater performance.
Customer focus: We consider our customers to be partners in the implementation, support, and development of mortgage tools. We remain your technology partner and continue to assist with all your automation needs.
Integration: PCLender provides multiple automation tools integrated to function together seamlessly. This reduces the need to acquire, implement, and support multiple technology systems and hardware. Additionally, you are not required to patch several systems together — an advantage that reduces costs and reduces technology gaps in the life cycle of a loan.
Mortgage centricity: Our products are built by mortgage specialists who understand the unique mortgage business workflow. We provide busy professionals the technology tools needed to grow and produce loans more efficiently.
Remote access: PCLender tools and systems are available from any location with Internet access, and there are no LOS licenses nor installation fees for additional users.
Scalability: We support lenders with as few as ten employees or as many as five thousand. Costs are reduced for smaller lenders through the cooperative use of resources, and costs are tiered for high-unit lenders with volume discounts.
Security: All data and hardware is located in a SAS 70 Type II certified data center. PCLender is also SAS 70 Type II certified for internal controls related to the support of our LOS and PCApproved applications. User rights are configured to support compliance with file access and edit rights. For more detail on PCLender's security processes, please click here.
Service level: PCLender provides a pricing and support model unparalleled by off-the-shelf loan origination products, offering 24/7 administrator support for the life of the contract. Support personnel possess years of technical and mortgage business experience focused on building customers' businesses. We provide you the most current version and tools without additional upgrade costs.
Simple implementation and support: PCLender's mortgage automation and tools provide simplified set up and maintenance. Our customers are typically up to speed within 30 to 90 days and often obtain immediate cost savings and improved service levels. We automatically deploy updates to the system with new version releases, requiring no IT server expertise on your part.
Best Business Practices
PCLender is committed to setting the standard for mortgage technology. Our solutions put best business practices to work.
At PCLender, we:
PCLender's LOS is designed to help lenders, especially financial institutions such as banks and credit unions, meet compliance requirements. Our fully hosted design enhances data protection, and a host of compliance features and functionalities make our company the leading mortgage lending technology partner for midsized institutions.
Compliance features include:
PCLender offers enterprise features not found in many other mortgage banking software platforms:
Mortgage Lending Services
PCLender partners with mortgage industry experts to provide the requirements to complete your strategic plan for mortgage banking. Our team includes experienced mortgage professionals and consultants to ensure successful implementation.
Strategic planning: This service addresses measurable milestones for mortgage bankers, including defining the required resources for effective loan production, compliance, and secondary marketing delivery.
Business process reviews: PCLender establishes industry-standard benchmarks through reporting and file reviews. We document and summarize findings to support that file quality is directly linked to profitability.
Secondary marketing: Establishing the right investor business relationships and delivery processes is determined by product type, delivery channel, and loan volume.
Outsourced services: Rate sheet generation and LOS administration may be provided on a temporary or permanent basis.
Policies and procedures: PCLender offers lender policies and procedures combined with system functionality to ensure they are a useful resource for supporting staff. Additionally, job descriptions and workflow checklists can be provided to ensure that loan delivery is always completed efficiently and with the appropriate quality controls in place.
Click here to request assessment for the PCLender mortgage banking enterprise lending software solution.